Updated Checked by the Tax-Services.ca editorial team How we check
In October 2026 the main Canadian tax news is that the 2027 EI rates, the 2027 CPP ceilings and the 2027 RRSP limit are out. The 2027 employee EI rate is 1.64% on earnings up to $70,800, with a maximum premium of $1,161.12, the CPP ceilings are $76,700 and $87,400, and the RRSP dollar limit is $35,390. The 2027 tax brackets and TFSA limit are still to come.
This is the October 2026 update. We write one each month from what the CRA and other official sources have published.
What changed in Canadian tax news in October 2026?
- The 2027 EI rates are out. The CRA’s page on EI premium rates and maximums lists an employee rate of 1.64% on earnings up to $70,800, with a maximum premium of $1,161.12. See 2026 vs 2027 tax numbers.
- The 2027 RRSP limit is $35,390, up from $33,810, according to the CRA’s table of RRSP, DPSP and TFSA limits.
- The 2027 CPP earnings ceilings are $76,700 and $87,400, up from $74,600 and $85,000, according to the CRA’s limits table.
- On the benefits side, the second Canada Groceries and Essentials Benefit payment was due October 5, and the CCB is paid on October 20. See the CGEB dates and CCB dates.
Which 2027 figures are still to come?
- The federal indexation factor, the 2027 tax brackets and the basic personal amount, usually in late November.
- The 2027 TFSA limit.
British Columbia has already paused indexation of its brackets and credits for 2027 to 2030, so its thresholds will not move (budget tax changes).
We will update the 2027 pages when each one is published. In the meantime the take-home pay 2027 preview shows the effect with clear assumptions, and the 2027 tax calendar has next year’s dates.
What should you do now?
Check your RRSP room before year end, and see the tax calendar and My tax year for the dates that apply to you. The RRSP calculator shows what a contribution saves. Scams spike near deadlines, so read how to spot a CRA scam, and keep an eye on the tax news page for new CRA announcements.
Where does this information come from?
The EI, CPP and RRSP figures come from the Canada Revenue Agency limits table and the OSFI report on the 2027 EI premium rate. The benefit dates come from the CRA benefit payment pages. Checked in October 2026. This is an independent information site: we provide no services, we do not represent the CRA or any organization, and we do not guarantee that anything here is accurate or current. We accept no liability for decisions based on it. Check the official source before you rely on it. See the full disclaimer.
Frequently asked questions
What is the RRSP limit for 2027?
The 2027 RRSP dollar limit is $35,390, up from $33,810 in 2026. Your own room depends on your earned income, so your notice of assessment has the number that applies to you.
What are the 2027 EI premium rate and maximum?
For 2027 the employee EI rate is 1.64% on earnings up to $70,800, so the maximum employee premium is $1,161.12. These are the rates for workers outside Quebec.
Which 2027 tax figures are not published yet?
As of October 2026 the federal indexation factor, the 2027 tax brackets, the basic personal amount and the TFSA limit are still to come. The CPP ceilings are already out. The page lists when the rest usually appear.
When is the Canada Child Benefit paid in October 2026?
The CCB is paid on October 20 in October 2026. The CRA benefit payment pages list the dates for the rest of the year.
When was the second Canada Groceries and Essentials Benefit payment due?
The second Canada Groceries and Essentials Benefit payment was due October 5. The CGEB payment dates page on this site lists the schedule.
What are the 2027 CPP ceilings?
The first ceiling is $76,700 and the second is $87,400, up from $74,600 and $85,000 in 2026, according to the CRA limits table.