Tax-Services.ca has 118 free Canadian calculators in 12 topic hubs, from take-home pay and income tax to mortgages, RRSPs and family benefits. They use 2026 rates for every province and territory, and each page explains its result in plain language so you can see the steps behind the number.
Pick a topic below. Not sure which one fits? The short guide underneath will sort you out, and you do not need to read the rest of the page to use the tools.
What calculator topics are there?
- Payroll and Salary 20
Take-home pay, payroll deductions, overtime, bonuses and severance for every province.
- Income Tax 18
Federal and provincial income tax, refunds, marginal rates, capital gains and self-employment.
- Sales Tax 5
GST, HST, PST and QST: add tax to a price or take it out again.
- Property and Estate Tax 5
Land transfer tax, welcome tax, non-resident taxes and estate fees.
- RRSP and Retirement 14
RRSP, TFSA, FHSA, CPP, OAS and retirement income.
- Family and Benefits 5
Child benefit, groceries and essentials benefit, EI, leave pay, disability credit and support payments.
- Business Tax 3
Payroll remittances, corporate tax and other tools for owners and employers.
- Mortgage 15
Payments, amortization, renewal, penalties and mortgage insurance.
- Real Estate 18
Closing costs, rent or buy, rental returns and home sale proceeds.
- Loans and Debt 6
Car loans, personal loans, credit cards and lines of credit.
- Savings, Interest and Budget 5
Compound interest, GICs, net worth and monthly budgets.
- Math and Business Tools 4
Percentages, discounts, margins and return on investment.
Where should I start?
Employees usually open Payroll and Salary first, where the take-home pay calculator shows what lands in the bank account, and then move to Income Tax for the yearly picture. If you charge tax on a sale or pay it on a purchase, the answer sits under Sales Tax.
Buying a home takes three groups. Mortgage covers the loan. Property and Estate Tax covers the tax on the transfer of title, and Real Estate covers the wider cost of owning and renting.
Looking further ahead, try RRSP and Retirement and Savings and Budget. Families can check their payments under Family and Benefits, and company owners have Business Tax.
Smaller everyday jobs live in Loans and Debt and Math and Business. If you would rather answer a question than pick a topic, the tax situation quiz and the benefits finder point you to guides and calculators, and My tax year lists the CRA dates that apply to you.
How do the calculators work?
Every calculator follows one pattern. You type in a few numbers, the result updates at once, and a printable summary is ready when you want it. Nothing you enter leaves your browser.
Rates and thresholds come from government sources such as the CRA, Revenu Québec and the provinces, and they get a review each year. The results are still estimates for planning, so check the source when a number decides something big. If you are filing a return or signing a contract, use the official figure from the CRA, Revenu Québec, your lender or your employer. This site has no connection with any of them, offers no services, cannot guarantee that a result is accurate and accepts no liability for decisions based on it. See the full disclaimer.
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Frequently asked questions
How many calculators does Tax-Services.ca have?
Tax-Services.ca has 118 free calculators, grouped into 12 topic hubs: payroll and salary, income tax, sales tax, mortgages, property transfer tax, real estate, RRSP and retirement, family benefits, business tax, savings and budget, loans and debt, and math and business.
Do these calculators cost anything?
No. There is no sign-up and no fee for any tool. The site is paid for by advertising, which never changes a result.
Do they cover my province?
They cover all ten provinces and the three territories. Where Quebec's rules differ, the tools use them.
Are the rates up to date?
They follow the 2026 tables, and a page says so when a rate is expected to change. Each calculator shows when it was last reviewed.
Which calculator shows my take-home pay?
Use the take-home pay calculator under Payroll and Salary. It shows what is left of your pay after income tax, CPP and EI for your province, and the net to gross calculator works backwards from the amount you want to keep.
Can I print my result?
Yes. Each calculator has a print sheet that puts your inputs and results on one page.