Canada’s payroll and salary hub has 20 free calculators that turn a gross salary into the money that reaches your bank account, for every province and territory and the 2026 tax year. They cover income tax, CPP or QPP and EI, plus overtime, bonuses, vacation and holiday pay, severance and job offer comparisons.
Why is a pay stub so much smaller than the salary on the offer letter? Income tax takes a share, so do Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) contributions and Employment Insurance (EI), and some provinces add a payroll charge of their own. The tools below show the gap line by line.
Which payroll calculator fits your question?
- Payroll Deductions Calculator
Estimate the CPP, EI and income tax taken from each paycheque.
- Take-Home Pay Calculator
See what you keep from your pay after income tax, CPP or QPP and EI in any province.
- Salary Increase Calculator
See what a raise is worth after tax, per month and per year.
- Net to Gross Pay Calculator
Work out the pay before deductions you need to take home a chosen amount.
- Hourly to Salary Calculator
Turn an hourly wage into weekly, monthly and yearly pay, and see it after deductions.
- Minimum Wage Calculator by Province
See the current minimum wage in every province and territory, the next scheduled change, and what it pays per week and year.
- Where Are Taxes Lowest in Canada
Enter your pay and see how much you would keep in each province and territory, ranked from the most to the least.
- Take-Home Pay 2027 Preview
A first look at your 2027 take-home pay with the official 2027 EI figures and clearly labelled assumptions for the brackets and CPP ceilings the CRA has not published yet.
- Work or Stay Home on a Stat Holiday
Compare the pay for working a statutory holiday with staying home in your province, and see the take-home effect after tax.
- Nanny Payroll Calculator
Work out a nanny paycheque anywhere in Canada: take-home pay, CPP, EI and tax held back, overtime and vacation by province, and what the family really pays.
- Contractor Rate to Salary Calculator
Convert a contract hourly or daily rate into the employee salary it equals, or find the rate that matches a salary offer.
- Job Offer Comparison Calculator
Compare two job offers after tax, benefits, employer RRSP money and commute, by province.
- Employer RRSP Match Calculator
Find the employer RRSP or DPSP match you are not collecting and the real after-tax cost of your own contribution.
- Reduced Hours and Unpaid Leave Pay Cost
Find out how much take-home pay you lose on a four-day week, shorter hours or unpaid leave once tax, CPP and EI shrink with your pay.
- Bonus Tax Calculator
Estimate how much of a bonus you keep after income tax and payroll contributions.
- Sales Commission Calculator
Add up base pay and tiered commission, then estimate the pay you keep.
- Overtime Pay Calculator
Work out overtime hours and pay for a week using the rules of your province or territory.
- Vacation Pay Calculator
Find your minimum vacation time and vacation pay for your years of service in any province.
- Public Holiday Pay Calculator
Estimate holiday pay for a paid public holiday, with or without working it.
- Severance and Termination Pay Calculator
Estimate the legal minimum notice, termination pay and severance in your province.
How much of my salary do I keep after tax?
In Canada, take-home pay is gross pay minus federal and provincial income tax, CPP or QPP and EI. The take-home pay calculator does that sum for a salary in your province, by year, month and pay period. Employers and bookkeepers tend to open the payroll deductions calculator first, and the CRA payroll page explains how employers calculate and remit those deductions.
Paid by the hour? The hourly to salary tool turns a wage into weekly and yearly pay. Weighing a move? The where are taxes lowest in Canada calculator ranks every province and territory for the pay you enter. The take-home pay preview for next year states its assumptions for numbers not yet published. A family that hires a caregiver is an employer too, so try the nanny payroll calculator.
What is a raise, a bonus or a new job really worth?
The net to gross calculator works backwards from the take-home amount you want to the salary you would have to ask for. The salary increase calculator shows how much of a raise reaches your account. A bonus is taxed on top of your salary and often loses a bigger share than regular pay, as the bonus tax calculator and the sales commission calculator show.
With two offers on the table, the job offer comparison calculator lines them up after tax, with bonus, benefits, paid days off and commute. If your employer matches pension savings, the employer RRSP and DPSP match calculator shows the free money you leave unclaimed by contributing less than the match. Contractors can turn a day rate into the equal employee salary with the contractor rate to salary calculator, and the reduced hours pay calculator prices a four-day week in net pay.
What do I get paid for overtime, holidays, vacation and notice?
Each province and territory sets its own employment standards. The minimum wage calculator lists the current rate for each jurisdiction, and the overtime pay calculator applies your local threshold and multiplier. For time off, see the vacation pay and public holiday pay calculators, and the stat holiday work pay calculator if you are deciding whether to work the day or stay home.
After a dismissal, the severance and termination pay calculator estimates the statutory minimum for your province. That minimum is a floor, and a court might award more.
Every tool here uses 2026 rates. Treat the results as estimates for planning, since your employer’s payroll system has the last word on each cheque.
Frequently asked questions
How do I work out take-home pay in Canada?
Take gross pay and subtract federal and provincial income tax, CPP or QPP, EI and any provincial premiums. Whatever is left is your net pay.
Why doesn't my cheque match the calculator?
Pension plans, union dues, benefit premiums and the credits you claimed on your TD1 form all move the deduction. The tools use standard assumptions, so expect a small gap.
Do these calculators handle Quebec?
Yes. Quebec has its own income tax, QPP, QPIP and a lower EI rate, and the tools apply them once you pick the province.
Which rates are used?
The 2026 federal and provincial tables. If a rate changes during the year, the data is updated and the page says so.
Is a bonus taxed at a higher rate in Canada?
A bonus is added to your income for the year and taxed at your marginal rate, but employers often withhold more tax up front, so the cheque looks smaller. Any over-withholding comes back when you file. The bonus tax calculator shows the extra tax and CPP on a bonus.
What does a raise add to my take-home pay?
Only part of it. The extra money is taxed at your highest rate, and CPP or QPP and EI also take a share while you are under their yearly limits. The salary increase calculator shows the amount you keep in your province.