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Take-home pay by province and salary, 2026

Updated Checked by the Tax-Services.ca editorial team How we check

In Canada the same salary leaves you with a different amount depending on where you live. The table shows what you keep each year at ten salaries, from $30,000 to $200,000, in every province and territory, after income tax, CPP or QPP and EI. Pay is the only income counted, with no RRSP and no credits beyond the basic ones.

Short answer: At $75,000 you keep about $58,819 a year in Nunavut and about $53,423 in Nova Scotia, the highest and lowest of the 13 provinces and territories.

How much do you keep at each salary?

Salary AB BC MB NB NL NS NT NU ON PE QC SK YT
$30,000 $26,124 $26,254 $25,224 $25,791 $25,246 $25,130 $25,962 $26,206 $25,482 $25,321 $25,622 $25,744 $25,802
$40,000 $33,332 $33,333 $32,174 $32,574 $32,390 $31,734 $33,365 $33,784 $32,814 $32,152 $32,456 $32,721 $33,159
$50,000 $40,541 $40,574 $39,075 $39,356 $39,252 $38,260 $40,768 $41,363 $40,145 $38,829 $39,290 $39,699 $40,515
$60,000 $47,691 $47,755 $45,772 $46,048 $45,763 $44,726 $47,938 $48,773 $47,340 $45,447 $45,893 $46,520 $47,789
$75,000 $57,362 $57,711 $55,024 $55,102 $54,737 $53,423 $57,763 $58,819 $56,926 $54,316 $54,663 $55,806 $57,559
$90,000 $67,509 $68,193 $64,770 $64,665 $64,227 $62,596 $68,114 $69,404 $67,197 $63,499 $63,942 $65,588 $67,852
$100,000 $74,459 $75,373 $71,445 $71,215 $70,603 $68,867 $75,204 $76,654 $74,206 $69,789 $70,298 $72,288 $74,902
$125,000 $91,458 $92,153 $86,647 $86,830 $86,152 $83,992 $91,911 $94,158 $90,172 $84,965 $85,259 $88,662 $92,022
$150,000 $107,458 $107,377 $100,797 $101,330 $100,702 $98,117 $107,361 $110,408 $104,320 $98,973 $98,565 $104,037 $107,797
$200,000 $137,854 $136,274 $128,522 $129,580 $128,441 $124,331 $137,196 $141,898 $131,278 $125,898 $124,356 $133,352 $138,418

At $75,000 you keep $58,819 in Nunavut and $53,423 in Nova Scotia, a gap of $5,396 a year for the same pay. The columns are province codes. Click a column heading to sort.

Why does take-home pay change by province?

Take-home pay changes by province because each one sets its own tax brackets and credits on top of federal tax. Federal tax, CPP and EI work the same way everywhere, except in Quebec, which has its own pension plan (QPP) and parental insurance and gives residents a federal tax reduction. The territories, British Columbia and Alberta tend to leave more in your pocket at most incomes, while the Atlantic provinces and Quebec take more. See the brackets for every province for the rates behind this, how Quebec taxes differ, and the where are taxes lowest calculator for a ranking.

Where can you see take-home pay for one province in detail?

To work out your own number with an RRSP deduction or a different pay period, use the take-home pay calculator. Starting from an hourly wage or a target take-home figure, try the hourly to salary calculator or the net to gross calculator. Weighing two offers? The job offer comparison calculator puts them side by side. For next year, see the 2027 preview, and for a raise, the raise calculator.

Where does this information come from?

The figures are calculated with the same engine as our take-home pay calculator, which uses the 2026 tables from the Canada Revenue Agency and the provinces. Calculated in October 2026. This is an independent information site: we provide no services, we do not represent the CRA or any organization, and we do not guarantee that anything here is accurate or current. We accept no liability for decisions based on it. Check the official source before you rely on it. See the full disclaimer.

Frequently asked questions

Which province has the highest take-home pay in Canada?

At $75,000, Nunavut leaves you the most, about $58,819 a year, and Nova Scotia the least at $53,423, among the 13 provinces and territories. The order shifts a little at other salaries, so check the row for your pay in the table.

How much of a $100,000 salary do I keep in Ontario?

In Ontario you keep about $74,206 a year out of a $100,000 salary, after income tax, CPP and EI. That counts pay only, with no RRSP deduction and no credits beyond the basic ones, using the 2026 tax tables.

Is take-home pay different in Quebec?

Yes, because Quebec has its own pension plan (QPP) and parental insurance and gives residents a federal tax reduction. At $75,000 you keep about $54,663 in Quebec, against $56,926 in Ontario.

Does the table include RRSP contributions or tax credits?

No. Pay is the only income counted, with no RRSP deduction and no credits beyond the basic ones. To add an RRSP deduction or change the pay period, use the take-home pay calculator.

What tax year does the take-home pay table use?

The 2026 tax year. The figures were calculated in October 2026 with the 2026 payroll tables from the CRA and the provinces. Some 2027 numbers are not published yet, so see the 2027 preview for what is confirmed.

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