# Canadian tax rates and limits for 2026 at a glance > The 2026 Canadian limits and rates people look up most, including RRSP, TFSA, FHSA, federal brackets, CPP and EI, each with its source and date These are the Canadian tax figures for the 2026 tax year that people look up most: the RRSP dollar limit of $33,810, the federal brackets from 14% to 33%, the CPP and EI ceilings and rates, and the TFSA and FHSA limits. Each table names its source and the date we checked it, mostly the CRA's own pages. The [CRA's table of RRSP, DPSP and TFSA limits and the YMPE](https://www.canada.ca/en/revenue-agency/services/tax/registered-plans-administrators/pspa/mp-rrsp-dpsp-tfsa-limits-ympe.html) lists the 2026 RRSP dollar limit at $33,810 and the year's maximum pensionable earnings at $74,600. The [CRA's page on EI premium rates and maximums](https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/employment-insurance-ei/ei-premium-rates-maximums.html) gives the 2026 employee EI rate outside Quebec as 1.63%. This page is for the moment you have a question that is really a number: how much can I put into my RRSP, where does the 33% bracket start, what do I pay into CPP on this salary? You get the figure with its source beside it, and a link to the guide that explains how it works. A number on its own can mislead. A bracket applies only to the slice of income above its threshold, not to the whole amount, and a limit is only useful if you know whether it is yours or the general one. Use the tables for a quick answer and the guides when you want to be sure you have understood it. Tax figures are indexed every year, so look at the date beside each table before you rely on it. This is an independent information site: we provide no services, we do not represent the CRA or any organization, we collect information from open sources, and we do not guarantee it is accurate. Check the official source before you rely on a figure. We don't prepare returns, and these figures are general information, not advice on your case. ## Which 2026 figures do readers look up most? - [2026 federal income tax brackets and rates](https://tax-services.ca/articles/federal-tax-rates)From 14% on the first $58,523 up to 33% above $258,482, with a $100,000 example. - [CRA RRSP rules for 2026](https://tax-services.ca/articles/cra-rrsp)The limit is $33,810 or 18% of earned income, plus the deadline and the 1% monthly penalty. - [TD1 form 2026](https://tax-services.ca/articles/td1-canada)Shows the 2026 basic personal amount of $16,452 and what it changes on your pay. - [Canada payroll deductions 2026](https://tax-services.ca/articles/canada-payroll-deductions)CPP at 5.95% and EI at 1.63%, and why two of them stop partway through the year. - [Mileage rates 2026](https://tax-services.ca/articles/mileage-rates)73 cents a km for the first 5,000 km and 67 cents after that, with an example. ## How do federal and provincial tax fit together? The brackets above are federal, and your province adds its own tax on top. Your bill is therefore bigger than the federal column alone suggests, and the gap can be several thousand dollars on a middle income once you add the second layer to the first. The [province pages](https://tax-services.ca/provinces) list those rates, and the [income tax calculator](https://tax-services.ca/calculators/income-tax/income-tax-calculator) adds the two layers for you. For more depth, the [RRSP guide](https://tax-services.ca/rrsp) and the [CPP guide](https://tax-services.ca/cpp) explain the limits, and the [tax brackets page](https://tax-services.ca/canada-tax-brackets) keeps the full rate tables. The [RRSP calculator](https://tax-services.ca/calculators/rrsp-retirement/rrsp-calculator), [TFSA calculator](https://tax-services.ca/calculators/rrsp-retirement/tfsa-calculator), [FHSA calculator](https://tax-services.ca/calculators/rrsp-retirement/fhsa-calculator) and [CPP calculator](https://tax-services.ca/calculators/rrsp-retirement/cpp-calculator) put your own numbers against these limits. The [tax calendar](https://tax-services.ca/tax-calendar) has the dates, and the [glossary](https://tax-services.ca/glossary) explains terms such as basic personal amount and marginal rate. ## Does the RRSP limit apply to everyone? No. The $33,810 figure is the 2026 ceiling, but your own room is 18% of last year's earned income, up to that ceiling, plus any unused room carried forward. Take Dev, who earned $50,000: 18% of that is $9,000, so his new room for the year is $9,000, nowhere near the $33,810 maximum. A ballpark of 18% of your pay is a better first guess than the big number in the table. ## Does a higher bracket mean all your income is taxed at that rate? No. Only the dollars above each threshold are taxed at the higher rate, so the 33% federal rate applies only to income above $258,482. Earning a few bucks past the start of a bracket doesn't pull your whole income into it, and a raise doesn't mean the higher rate applies to all of your pay. The rate on your last dollar is your marginal rate, and the average across all your income is always lower. ## Where do you find your own limits? Your notice of assessment from the CRA shows your personal limits. Your RRSP deduction limit, for one, is personal, so check it there before you contribute. The figures printed on this page are general information and can't know your history, so they won't replace the letter the CRA sends you. Want to see what moved since last year? Read the [2025 vs 2026 comparison](https://tax-services.ca/tax-numbers-2025-vs-2026). Looking ahead? See what is already known in the [2026 vs 2027 comparison](https://tax-services.ca/tax-numbers-2026-vs-2027). Looking for the brackets themselves? See [Canadian tax brackets for 2026, federal and provincial](https://tax-services.ca/canada-tax-brackets). --- Source: https://tax-services.ca/tax-numbers Last updated: 2026-10-09 Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer