# Taxes by province and territory in Canada > How taxes differ by province and territory in Canada: income tax brackets, credits and sales tax, with a guide for where you live Every province and territory adds its own income tax brackets, credits and sales tax on top of the federal tax, which is the same everywhere. Quebec goes further and runs its own income tax return and pension plan. This page links to a guide for each province and territory, so you can see what a move or a job offer in another province would change. The CRA's [page on provincial and territorial tax](https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/provincial-territorial-tax-credits-individuals.html) says it collects provincial tax for every province except Quebec. That is why the federal part of your bill looks the same across the country, and why a friend in Alberta can pay a different total on the same salary. Each province page sets out its brackets, credits and sales tax, and a short guide below covers what is worth comparing and what isn't. A comparison isn't advice for your situation, and we don't prepare returns, but it will make the next conversation with a preparer shorter and cheaper. ## Which articles compare the provinces? - [Provincial tax rates in Canada for 2026](https://tax-services.ca/articles/taxes-in-canada-by-province)Every provincial rate and sales tax side by side, with a $60,000 comparison. - [Lowest tax province in Canada](https://tax-services.ca/articles/lowest-tax-province-in-canada)BC and Alberta trade places depending on income, shown from $40,000 to $150,000. - [Income tax in Ontario](https://tax-services.ca/articles/income-tax-ontario)Brackets, the surtax and the health premium, built up on a $60,000 salary. - [Quebec income tax](https://tax-services.ca/articles/quebec-income-tax)Four provincial brackets and what $60,000 costs compared with Ontario. - [Land transfer tax in Canada](https://tax-services.ca/articles/land-transfer-tax)What an $800,000 home costs in each province, and what first-time buyers get back. ## Which province or territory do you live in? ## What should you compare between provinces? Compare the brackets, the sales tax set-up and the extra charges, and leave the headline rate for last. The brackets and the basic personal amount decide how much of your income is taxed at each rate. The sales tax is either one blended HST, a GST plus a separate PST or QST, or GST alone. Some charges only exist in certain provinces, such as Ontario's surtax and health premium, and you won't see them on a simple bracket table. The [guide to how Canadian income tax works](https://tax-services.ca/guides/how-canadian-taxes-work) explains how the layers stack. The [sales tax guide](https://tax-services.ca/guides/gst-hst-pst) has the rate for every province. ## Which province is cheapest? It depends on your income. A province with a low first rate can climb fast at higher incomes, and one with a big basic personal amount helps most at the bottom. Run your own numbers rather than trusting a headline rate. For one combined figure where you live, use the [income tax calculator](https://tax-services.ca/calculators/income-tax/income-tax-calculator). ## What about housing and moving costs? Buying in a new province comes with a one-off charge, so read the [property and tax guide](https://tax-services.ca/guides/property-and-tax) before you sign. For the big changes around a move, the [life events pages](https://tax-services.ca/life-events) are the place to start, and the [tax calendar](https://tax-services.ca/tax-calendar) shows the dates that apply wherever you live. Rent, groceries and the weather often matter more than a point of tax. A job offer in Calgary that pays $5,000 more may still leave you with about the same take-home once rent is counted, so run the numbers both ways. ## Do I need a different return if I move? No. You file one return, and your province of residence sets the provincial part. If you moved during the year, check the CRA's guidance, because the rules for part-year residents are specific. Keep your moving dates and addresses handy at tax time, since a preparer or the software will ask for them. ## Where do these provincial figures come from? From the [CRA](https://www.canada.ca/en/revenue-agency.html) and the provincial finance pages named on each guide, checked on September 29, 2026. The [limits page](https://tax-services.ca/tax-numbers) lists the federal figures, and the [how we check rates](https://tax-services.ca/how-we-check-rates) page explains the routine. If an official page and ours differ, the official page is the reference. For sales tax across the country, see the [sortable sales tax table for every province](https://tax-services.ca/sales-tax-by-province). To compare what you keep, see [take-home pay by province and salary](https://tax-services.ca/take-home-pay-by-province), and for Quebec [how Quebec taxes differ](https://tax-services.ca/quebec-taxes). --- Source: https://tax-services.ca/provinces Last updated: 2026-10-05 Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer