# Land Transfer and Property Tax Calculators

> Land transfer tax calculators plus Quebec welcome tax, BC transfer tax, non-resident buyer tax and probate fees, all on 2026 provincial rules

Five calculators in this hub estimate the provincial taxes and fees that come with property: land transfer tax when you buy, the Quebec welcome tax, British Columbia's property transfer tax, the extra tax for non-resident buyers, and probate fees when an estate passes on. Every figure follows the 2026 provincial schedules.

Provinces set these charges themselves, and the formulas differ so much that one national figure would mislead you. That is why each tool starts from your province.

## Which land transfer tax calculator should a buyer open?

For Ontario, Toronto, Nova Scotia and the other provinces that charge on a sliding scale, start with the [land transfer tax calculator](https://tax-services.ca/calculators/property-transfer-tax/land-transfer-tax), first-time buyer relief included. In Ontario the buyer pays the tax when the deal closes, and [Ontario's land transfer tax page](https://www.ontario.ca/document/land-transfer-tax) notes that buyers in the City of Toronto may owe the city's own municipal land transfer tax as well. Quebec calls its charge the welcome tax and lets each municipality add brackets of its own, so it has a dedicated [welcome tax calculator](https://tax-services.ca/calculators/property-transfer-tax/welcome-tax-calculator).

## How is British Columbia's property transfer tax worked out?

In British Columbia, the buyer pays 1% on the first $200,000 of fair market value, 2% on the portion up to $2,000,000 and 3% above that, according to the [BC government's property transfer tax page](https://www2.gov.bc.ca/gov/content/taxes/property-taxes/property-transfer-tax). A further 2% applies to the residential value above $3 million. On a $1,000,000 home that works out to $2,000 plus $16,000, or $18,000 before any exemption. The [property transfer tax calculator](https://tax-services.ca/calculators/property-transfer-tax/property-transfer-tax) runs the same brackets and applies the first-time buyer and newly built home exemptions where you qualify.

## What do non-resident buyers pay on top?

Foreign buyers face an extra tax in Ontario, British Columbia and Nova Scotia. Ontario's Non-Resident Speculation Tax is 25% of the price, per the province's page, and an overpayment can be claimed back. The [non-resident buyer tax calculator](https://tax-services.ca/calculators/property-transfer-tax/non-resident-buyer-tax) shows the amount, the rate and the refund rules for the province you pick.

## What are probate fees and who pays them?

Probate is the court process that confirms a will, and it costs money. Some provinces charge a flat fee and others take a percentage of the estate. The [estate administration tax and probate fee calculator](https://tax-services.ca/calculators/property-transfer-tax/estate-administration-tax) shows the rate for every province and territory side by side, including Ontario's estate administration tax.

## What else belongs in a closing budget?

Transfer tax sits next to legal fees, adjustments and moving costs, and your lawyer or notary collects the total on closing day. The [closing costs calculator](https://tax-services.ca/calculators/real-estate/closing-costs) adds up a whole purchase, and the [first-time buyer benefits calculator](https://tax-services.ca/calculators/real-estate/first-time-buyer-benefits) shows which rebates and credits you may qualify for. Rates and thresholds change, so get the final number from your lawyer or notary before closing day.

---
Source: https://tax-services.ca/calculators/property-transfer-tax
Last updated: 2026-10-01
Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer