# Which benefits might you qualify for?

> Tick what describes you and see the federal benefits and credits that may apply, with a link to a calculator or guide for each. Information only.

The benefits finder on Tax-Services.ca shows federal benefits and credits that may apply to someone in your situation. Tick the boxes that sound like you, and the list underneath links each program to a calculator or guide. It points you to where to look. It cannot say whether you qualify, and it does not ask for your name or income.

Which of these describe you?

Turn on JavaScript to use the finder, or see [the benefits and credits guide](https://tax-services.ca/guides/benefits-and-credits).

## Which benefits does the finder cover?

The finder covers the programs people look for most, grouped by situation. Ticking a box adds the matching links.

- A child in the family: the [Canada Child Benefit calculator](https://tax-services.ca/calculators/family-benefits/canada-child-benefit) and the [RESP and education grant calculator](https://tax-services.ca/calculators/rrsp-retirement/resp-cesg)

- Low or modest income: the [Groceries and Essentials Benefit calculator](https://tax-services.ca/calculators/family-benefits/gst-hst-credit), and for low working income the [Canada Workers Benefit article](https://tax-services.ca/articles/eitc)

- Seniors: the [Old Age Security calculator](https://tax-services.ca/calculators/rrsp-retirement/oas-calculator) and [pension income splitting](https://tax-services.ca/calculators/income-tax/pension-income-splitting)

- Disability: the [disability tax credit calculator](https://tax-services.ca/calculators/family-benefits/disability-tax-credit)

- Job loss, illness or a new baby: the [EI calculator](https://tax-services.ca/calculators/family-benefits/ei-calculator) and the [maternity and parental leave calculator](https://tax-services.ca/calculators/family-benefits/maternity-parental-leave)

- Students and newcomers: the [student tax page](https://tax-services.ca/life-events/student) and the [new to Canada page](https://tax-services.ca/life-events/new-to-canada)

- A first home: the [FHSA calculator](https://tax-services.ca/calculators/rrsp-retirement/fhsa-calculator) and the [first-time buyer benefits calculator](https://tax-services.ca/calculators/real-estate/first-time-buyer-benefits)

## What does "may qualify" mean?

"May qualify" means a program exists for people in your situation. Each benefit has its own rules, and most depend on your family income and your tax return. The finder points you at the right place. It cannot say whether you qualify, and neither can we. The CRA and Service Canada decide.

## What do almost all of these benefits need?

Almost all of these benefits need a filed tax return, even with no income, and an up-to-date address, bank account and family status in your CRA account. See [filing your first tax return](https://tax-services.ca/first-time-tax-return-canada) if you have never filed.

## Where can you read more?

The [benefits and credits guide](https://tax-services.ca/guides/benefits-and-credits) explains the main programs, and the [CCB dates](https://tax-services.ca/canada-child-benefit-payment-dates) and [Groceries and Essentials Benefit dates](https://tax-services.ca/canada-groceries-essentials-benefit-payment-dates) show when payments land.

## Where does this information come from?

The programs listed follow the [Canada Revenue Agency](https://www.canada.ca/en/revenue-agency.html) and Service Canada benefit pages. Checked in October 2026. This is an independent information site: we provide no services, we do not represent the CRA or any organization, and we do not guarantee that anything here is accurate or current. We accept no liability for decisions based on it. Check the official source before you rely on it. See the [full disclaimer](https://tax-services.ca/disclaimer).

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Source: https://tax-services.ca/benefits-finder
Last updated: 2026-10-10
Independent information site. Not affiliated with the CRA. No services, no guarantee of accuracy. See https://tax-services.ca/disclaimer